Costs and fees
$130,000 to $235,000, and every line of it.
That is the typical total cost of a gestational surrogacy journey with Angel Heart Surrogacy, spread over 15 to 20 months. Below is each line item, who it is paid to, and when. These are estimates; your own will depend on your surrogate’s state and experience, her insurance, your clinic, and how many transfers are needed.
Line items
| Item | Typical | Paid to | When |
|---|---|---|---|
| Angel Heart Surrogacy agency feeScreening, matching, case management through delivery, and postpartum check-ins. | $36,000 | Angel Heart Surrogacy | In three installments (see schedule) |
| Surrogate base compensationSet by her state and experience. Experienced surrogates are at the upper end. | $55,000 – $75,000 | Your surrogate, through independent escrow | Monthly, from a confirmed heartbeat |
| Surrogate benefits and allowancesMonthly allowance, transfer and medication fees, maternity clothing, lost wages, childcare, travel. | $8,000 – $20,000 | Your surrogate, through independent escrow | As milestones occur |
| IVF clinic: transfer, screening and medicationsExcludes embryo creation. If you do not yet have embryos, budget a further $15,000 to $30,000 per retrieval cycle. | $15,000 – $35,000 | Your fertility clinic | Billed by the clinic |
| Legal: both attorneys and your parentage orderEach party always has independent counsel. You pay for both. | $10,000 – $16,000 | Your attorney and hers | Contract stage and third trimester |
| Health insurance for the pregnancyZero if her own plan covers surrogate pregnancy. Otherwise a dedicated policy is purchased. | $0 – $30,000 | Insurer | Before medications begin |
| Psychological screening and supportEvaluations for your surrogate and her partner, and a joint session with you. | $1,500 – $3,500 | Licensed mental health professionals | Screening and throughout |
| Escrow administrationA bonded, licensed company with no financial tie to Angel Heart Surrogacy. | $1,850 – $2,500 | Independent escrow company | When escrow is opened |
| Background checks and medical recordsCriminal background checks for your surrogate and adults in her home. | $400 – $1,000 | Screening vendors | Screening |
| Travel and contingencyYour travel to the birth, plus a reserve for bed rest, twins or a C-section. | $5,000 – $15,000 | Various | As needed |
| Typical total | $132,750 – $234,000 | Excludes creating embryos, egg donation, and your own travel beyond the birth. | |
Our fee
$36,000, in three installments.
- Program retainerWhen you sign with Angel Heart Surrogacy$6,000
- Match feeWhen you and your surrogate both accept the match$24,000
- Final installmentAt a confirmed fetal heartbeat$6,000
How payments flow
Two separate accounts, never mixed.
Our fee is paid to Angel Heart Surrogacy, by bank transfer, on the schedule above. It is the only money we receive.
Everything for your surrogate, from her compensation to her allowances and reimbursements, is deposited with a licensed, bonded, independent escrow company once your contract is signed. The escrow company pays her on the schedule in your contract. Angel Heart Surrogacy never holds, touches or directs that money, and has no financial interest in the escrow company.
Clinics, attorneys and insurers bill you directly.
How escrow protects you